Chapter 47: A Loan, Repaid

Every Thursday, the Perfect Wives LieA TaleDale Original

The independent reviewer was called Ellen Mercer. She had no place in our book group, no history of school-gate favours and no interest in which of us made the nicest cake. Vivienne had obtained her details through a professional contact and the responsible members had agreed to appoint her for the conflicted items and the wider follow-up.

I met her on Monday because Priya asked me to accompany her to the library meeting room, then wait outside if the discussion became private.

“I don’t need someone to defend me,” she said. “I would like somebody to walk back with.”

Ellen greeted us, explained the scope of her work and asked whether Priya wanted me present for the general result. Priya did.

The eight-hundred-pound advance had a written request, an approval consistent with the arrangements then in place and a corresponding payment. The repayment had arrived in full. Its receipt was recorded in both the relevant bank information and the fund’s records.

“There are presentation issues in the schedule,” Ellen said. “The original advance and repayment should be easier to trace together. That isn’t the same as an unauthorised payment.”

Priya nodded, very still.

Ellen showed her the wording proposed for the review. It separated the documented loan from the disputed expenditure. Priya would not assess her own transaction, and the independent check would be identified in the report.

“No financial details need to go to every donor,” Ellen added. “The finding can be explained without distributing your household circumstances.”

Priya’s shoulders lowered. I hadn’t noticed how tightly she’d been holding them.

“Thank you.”

“You’re welcome. I also need to review the declarations of interest and the authorisation process more generally. This isn’t a character certificate for anyone.”

There was something almost comforting about Ellen’s refusal to hand out character certificates. They had proved difficult to redeem on Elm Crescent.

I stepped out while they discussed private material. In the corridor, I found a notice advertising a beginner’s pottery course. The pictured bowl was lopsided but proudly glazed. For a moment I wanted a hobby in which the evidence of error could hold fruit.

Priya joined me twenty minutes later.

“Coffee?” I asked.

“Somewhere better this time.”

We chose a bakery with a machine that made enough noise to discourage intimate conversation at the counter. Once seated, Priya opened a message from Ravi.

How did it go? Do you need dinner to be something celebratory or simply available?

She showed it to me, smiling.

“Available,” she typed. “No speeches.”

Then her expression changed. Celia had sent a message asking whether she was satisfied now that her own business had been examined.

Priya read it once and put the phone down.

“Are you going to answer?”

“Not over lunch.”

We talked instead about the review’s workload. Ellen would take responsibility for the next independent stage, with Priya supplying her working papers. Priya had set a limit on further unpaid hours. Ravi had agreed that his meetings would move where necessary, rather than their dinner arrangements depending on her working faster.

“I thought being reliable meant never letting anyone see the cost,” she said.

“And now?”

“Now I’m itemising.”

The joke made us both laugh too loudly. A man at the next table looked up, then smiled as though relieved to hear something cheerful.

Outside, Priya rang Vivienne and told her the general outcome. Vivienne offered immediate relief, followed by an apology for having worried.

“You were entitled to want it checked,” Priya said. “That’s the part we need to keep.”

She paused to listen.

“No, don’t tell everyone there was never anything to look at. There was a transaction involving the person doing the review. Checking it was appropriate.”

When she ended the call, she looked exhausted but lighter.

“It’s harder to be cleared accurately than dramatically.”

At the library, Marianne handed me a printed email somebody had sent to the general enquiries address. It asked whether a staff member was involved in handling “stolen charity money”. My name appeared halfway down.

My first instinct was to reach for all the facts I could use to defend myself: who had applied, who had been paid, who had needed what. It took an uncomfortable second to realise those facts belonged to other people.

Marianne watched my face.

“We can respond to the allegation about your role,” she said. “We don’t need everybody’s private history.”

I folded the email and asked for ten minutes.

Priya had just shown me what being checked could look like.

Now I had to learn what defending myself was allowed to cost.